Paying With Finance

Fireplace Products are pleased to offer finance payment options on any purchase of £250.00 or more. A quick, free and simple online application through your basket.

Eva (UK) Ltd t/a Fireplace Products is registered in England and Wales 3699094 registered office Fireplace Products, Lower Barn Farm, London Road, Rayleigh, Essex, SS6 9ET. Eva (UK) Ltd t/a Fireplace Products acts as a credit broker and offers credit products from Omni Capital Retail Finance. Eva (UK) Ltd t/a Fireplace Products is authorised and regulated by the financial conduct authority, registration number 720279. Your application will be subject to a credit check using a recognised credit reference agency as part of our assessment process. Credit available subject to status, UK residents aged 18 years and over. For more information please visit:


General Information

Finance is available on all purchases of £250 or more. You can apply online 24 hours a day - it's quick, easy and you'll get an instant decision and there are no administration fee's payable on any of our finance schemes. Our online retail finance partner is Omni Capital. Credit is provided subject to status. You can apply for credit through our website by selecting the items you wish to purchase and proceeding to the checkout whereby you will have the option to "Pay on Finance". Please register and make sure your address and billing information is fully complete before trying to purchase your goods. In the order summary on the checkout process please select the "Pay on Finance" button on the left hand side of the page, from here you will be able to select your term and deposit amount from the options available.  Please ensure you have registered with us prior to proceeding and make sure your address and billing information is correct before trying to purchase your goods (note your delivery address and billing address must be the same in order to pay on finance). Please read and accept our terms and conditions, click on the "Apply for Finance" button where you will be taken to the secure finance server to process your request. 

Alternatively you can call us on 01268 200139 and we can process your order and finance deal over the phone or face-to-face should you rather come to our showroom and see us in person. However you apply, it takes only a couple of minutes.



Example Finance Option:

  • Order Value: £869.00
  • Deposit: £86.90 (10%)
  • Term: 36 months
  • Loan Value: £782.10
  • Monthly Payments: £27.38
  • APR: 16.9%
  • Total Interest Payable: £203.84
  • Total Amount Payable: £1072.84


Example Criteria:

To apply for finance you must meet the following criteria:

  • You must be over 18 years of age. 
  • You must be a UK resident with at least three years continual address history. 
  • You must be in full time employment, unless retired with regular pension income.
  • You must have a UK bank account capable of accepting Direct Debits. 
  • The goods must be delivered to your home address.

Benefits Example:

  • Finance is available on all purchases of £250 or more,
  • Buy the items you want now and accessories, all for a low monthly payment,
  • Select the repayment period that suits you from the options available,
  • No need to go to a bank to secure funding,
  • Keep cash for day-to-day expenses,
  • Fixed repayments - your payments are fixed for the duration of the agreement allowing you to budget more effectively.
  • Choose a higher-spec model for an extra few pounds per month. You can include flue pipe, liners, hearths, accessories or anything else you may require. You can spread the cost of your purchase to minimise your monthly payments.


Under The Consumer Contracts Regulations 2013, you have a right to cancel within 14 days of receiving your goods. To arrange cancellation, please complete and return this form to us within 14 days of purchase, with proof or your order.

Frequently Asked Questions

How much can I borrow?
When checking out, just fill out our easy online application form and you can be approved for up to £12,000 to use for the products you wish to purchase. Use our calculator to determine how much you can spend based on your monthly payments. The minimum order is £250.

Is a deposit required?
No. We do not require an upfront deposit on any of our finance options. If you would like to pay a deposit you are welcome to do so up to 40% of the order value.

How are my monthly payments paid?
All monthly payments are paid by direct debit from your personal bank account. Typically the first payment will be due one month after the date of the finance agreement and subsequent monthly payments will be due every month for the length of your term on that day of the month.

What type of equipment can I purchase?
Stoves, fires, cookers, liners, ancillaries and flue pipe can all be financed. However, please remember that the minimum order is £250.

What length of repayment is available?
You can choose a 12, 24 or 36 month loan repayment period depending upon the APR chosen.

How do I apply?
You can apply on our website or call us on 01268 200139.

Can I pay my agreement off early?
You can settle your loan agreement at any time. Simply write to Omni Capital Retail Finance Limited and they will calculate and send you the settlement figure. Your settlement figure and date are calculated in line with the Consumer Credit Act.
Omni Capital Retail Finance, Operations Centre, Oak House Reeds Crescent, Watford, Hertfordshire, WD24 4QP. Email:, Phone: 03332 408818

Eva (UK) Ltd t/a Fireplace Products, Lower Barn Farm, London Road, Rayleigh, Essex, SS6 9ET
Loan agreements are only available to UK residents over 18, subject to status, terms and conditions apply. Available on orders over £250. EVA (UK) Ltd works exclusively with Omni Capital Retail Finance as lender.


back to top